Who we are

CoPay is built for SMEs and individuals who sell their products online. Our escrow-enabled payment platform makes online transactions simple, transparent, and secure. With CoPay, funds are held safely until both the buyer and seller are satisfied, ensuring fairness and peace of mind on both sides.

We believe every entrepreneur whether selling on Instagram, Facebook, Tiktok, X(formerly Twitter) or running an e-commerce store deserves the same level of protection and credibility as big corporations. CoPay levels the playing field, giving small businesses the chance to thrive and buyers the confidence to shop without fear.

At CoPay, we are not just solving a payment challenge; we are bridging the trust gap in Africa’s digital marketplace.

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Our Purpose

The rise of digital marketplaces across Africa has opened doors for entrepreneurs and buyers alike. Yet, one major problem has held the ecosystem back: trust.

For many online buyers, paying upfront feels risky too often, scams and undelivered goods leave them frustrated. On the other hand, sellers fear delivering products without payment security. Existing escrow payment solutions were designed for large-scale transactions, leaving out the everyday small business owner, freelancer, or individual who simply wanted a safe and seamless way to transact online.

That pain point is what gave birth to CoPay.

Meet the Team

Behind CoPay is a passionate team driven to transform trust in Africa’s digital economy.

Jennifer Njeri

Founder & CEO

Luke Ngugi

Lead Developer

Our Investors

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Testimonials